LORA_DIRS searches ~/Documents/localmodels/Lora (John's master) then the repose
copy (SD_LORA_DIRS to override). Load via filtered state_dict keeping only
lora_unet_* keys: this diffusers build IndexErrors on these kohya files'
text-encoder half (empty rank_dict in load_lora_into_text_encoder); the UNet
half carries the look. Verified: all 3 anatomy LoRAs load + generate.
Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>